Your risk rules, built into the platform.
Tesouro Underwriting Platform consolidates merchant onboarding across processors into one configurable workflow. We automate the routine decisions and surface the rest. Audit trails and examiner visibility built in.
Most underwriting systems were built for paper.
Banks end up with manual processes, parallel queues, inboxes that hold decisions, and audit trails that live in Excel spreadsheets instead of in the system.
Five things, no exceptions.
Your risk rules built into the platform, enforced on every application, fully auditable.
Configurable at the partner and merchant level. Different programs, different rules, all inside your policy framework.
Consolidates and automates manual underwriting processes into a single queue.
Built-in verification across KYB, KYC, sanctions, MATCH, TIN match, bank account verification, creditworthiness, and more.
Examiner-ready audit trail by default.
Time on exceptions, not data entry.
Fewer manual touches per application. Smaller queues. Better examiner visibility. Risk management spends time on exceptions instead of data entry.
Faster decisions, same oversight.
Faster underwriting decisions for your merchants while your sponsor bank keeps the visibility and oversight to say yes. Same rules, executed faster.
Want to see your queue collapsed into one?
30 minutes. Real data. Real rules.
Book a 30-minute walkthrough